RETAIL INSTALLMENT SALES ACT
- Section 445.851 - Retail installment sales act; short title
- Section 445.851a - Truth in lending act; effect of compliance
- Section 445.852 - Definitions
- Section 445.853 - Retail installment contract; requirements; size; notice to buyer; delivery of copy; nondelivery; provisions; contents of contract; transaction involving vehicle; terms; statement that seller retains security interest
- Section 445.854 - Retail installment contracts; single document not required; sales slip, account book, other written statements
- Section 445.855 - Transactions negotiated and entered into by mail or telephone; applicable provisions of act; memorandum
- Section 445.856 - Retail installment contracts; blank space; filling
- Section 445.857 - Time price differential; limitation; computation; minimum time price differential
- Section 445.858 - Prepayment of unpaid balance; amount of refund credit
- Section 445.859 - Installment contract or retail charge agreement; delinquency and collection charge
- Section 445.860 - Retail installment contracts; statement of dates, payments and unpaid balances; receipt
- Section 445.861 - Retail installment transactions; subsequent purchases; previous contracts; inclusion and consolidation; new schedule of installment payments
- Section 445.862 - Retail charge agreement; delivery of copy to buyer; acknowledgment; blank spaces; statement of time price differential; notice to buyer; periodic statement; computation of time price differential; adjustment of charges; attorney's fee and court costs
- Section 445.862a - Submission of invoice evidencing credit card sale
- Section 445.863 - Retail installment contracts or charge agreements; insurance included in cost; requirements; minimum charges; refunds
- Section 445.864 - Retail installment contracts or charge agreements; prohibited provisions; denial of application based on geographic location of residence prohibited; permissible conduct; exemption; contract for financial services not required; offer of combination of services not precluded by subsection (5)
- Section 445.865 - Purchase or acquisition of retail installment contract or retail charge agreement by assignee; terms, conditions, and price; evidence of obligation; validity of written assignment; notice; payment to last known holder; claims and defenses; sales to which section applicable
- Section 445.865a - Contracts, agreements, or other transactions considered made in state; offer or agreement to sell in state; acceptance or offer to buy in state
- Section 445.866 - Waiver of act as to buyers' protection prohibited
- Section 445.867 - Violation of act; misdemeanor
- Section 445.868 - Violation of act; effect as to recovery rights of seller
- Section 445.869 - Violation of act; actions; penalties
- Section 445.870 - Violation of act; assurance of discontinuance; acceptance by attorney general, approval of circuit court
- Section 445.871 - Violation of order of circuit court; civil penalty
- Section 445.871a - Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof
- Section 445.872 - Effect of act as to prior contracts
- Section 445.873 - Time price differential consisting of interest on amount of unpaid principal balance of contract; modifications