Mich. Comp. Laws § 333.5683

Current through Public Act 148 of the 2024 Legislative Session
Section 333.5683 - Life or health insurer; prohibited conduct
(1) A life insurer shall not do any of the following because of the execution or implementation of a POST form:
(a) Refuse to provide or continue coverage to the patient.
(b) Charge the patient a higher premium.
(c) Offer a patient different policy terms because the patient has executed a POST form.
(d) Consider the terms of an existing policy of life insurance to have been breached or modified.
(e) Invoke a suicide or intentional death exemption or exclusion in a policy covering the patient.
(2) A health insurer shall not do any of the following:
(a) Require the execution of a POST form to maintain or be eligible for coverage.
(b) Charge a different premium based on whether a patient or patient representative has executed a POST form.
(c) Consider the terms of an existing policy to have been breached or modified if the patient or patient representative has executed a POST form.

MCL 333.5683

Added by 2017, Act 154,s 13, eff. 2/6/2018.