The purpose of this chapter is to enhance the availability of health insurance coverage to persons who are not insured under an employer or labor union group health plan, regardless of their health status or claim experience; to prevent abusive rating practices; to require disclosure of rating practices in the individual market; to establish rules regarding renewability of coverage; eliminate the use of preexisting condition exclusions; provide for the development of individual basic health plans in their various metal levels of coverage; promote and guarantee equal access to health plans; improve overall fairness and efficiency in the individual health plan market; and regulate the guaranteed availability of policies in the individual market through the implementation of an enrollment period.
History —Aug. 29, 2011, No. 194, added as § 10.020 on July 22, 2013, No. 69, § 1, eff. 60 days after July 22, 2013.