P.R. Laws tit. 26, § 1704
The policy shall have a provision reading as follows:
“Time limit for certain defenses: (a) two years after this policy is issued no false statement (except fraudulent statements) made by an insured person under the policy may be used to annul the insurance on his person or to deny a claim for loss sustained or for disability (as defined in the policy) which may begin after the said period of two years has elapsed.” (b) No claim for loss sustained or for disability (as defined in the policy) which may begin after the lapse of two years from the date of issuance of this policy shall be reduced or denied on the ground that, prior to the effective date of the coverage of this policy, there existed a disease or physical injury not excluded from the coverage by its specific name or description, effective on the date of the loss.
History —Ins. Code, added as § 17.040 on June 30, 1975, No. 115, p. 345, § 2.