Ky. Rev. Stat. § 342.375
Every policy or contract of workers' compensation insurance under this chapter, issued or delivered in this state, shall cover the entire liability of the employer for compensation to each employee subject to this chapter, except as otherwise provided in KRS 342.020, 342.345, or 342.352. However, if specifically authorized by the commissioner, a separate insurance policy may be issued for a specified plant or work location if the liability of the employer under this chapter to each employee subject to this chapter is otherwise secured and provided that no employee transferred from one plant or work location to another within the employment of the same employer shall thereby lose any benefit rights accumulated under the average weekly wage concept.
KRS 342.375
Amended 2010, Ky. Acts ch. 24, sec. 1826, effective7/15/2010. --Amended 1994 Ky. Acts ch. 181, Part 6, sec. 24, effective 4/4/1994; and ch. 512, Part 6, sec. 21, effective 7/15/1994. -- Amended 1987 (1st Extra. Sess.) Ky. Acts ch. 1, sec. 44, effective 1/4/1988. -- Amended 1968 Ky. Acts ch. 159, sec. 1. -- Recodified 1942 Ky. Acts ch. 208, sec. 1, effective 10/1/1942, from Ky. Stat. sec. 4953.