Subtitle 286.8 - MORTGAGE LOAN COMPANIES AND BROKERS
- Section 286.8-010 - Definitions for subtitle
- Section 286.8-012 - Administrative hearing request
- Section 286.8-020 - Exemptions
- Section 286.8-030 - Transaction of business prohibited without license - Effect of issuance of license - Unique identifier
- Section 286.8-032 - Application for license
- Section 286.8-034 - Issuance and renewal of license - Fees
- Section 286.8-036 - Rules concerning use of license - Alternate work location
- Section 286.8-038 - [Repealed]
- Section 286.8-040 - [Repealed]
- Section 286.8-042 - [Repealed]
- Section 286.8-044 - Notice of order in writing - Administrative complaint - Service - Hearing
- Section 286.8-046 - Civil penalty for violation of subtitle, administrative regulation, or order - Order for restitution, refund, recovery of expenses
- Section 286.8-048 - Emergency orders by commissioner - Grounds - Hearing - Period order to remain in effect
- Section 286.8-060 - Surety bonds required - Uses of bonds - New or supplemental bonds
- Section 286.8-070 - Company name
- Section 286.8-075 - Change of control
- Section 286.8-080 - Factors for use by commissioner in determining approval or disapproval of application
- Section 286.8-090 - Denial, suspension, or revocation of license - Jurisdiction of Franklin Circuit Court
- Section 286.8-100 - Branch offices
- Section 286.8-110 - Rates - Mortgage required as evidence of real estate loan - Delinquency charges - Attorneys' fees - Charges made part of note - Limits on prepayment penalties
- Section 286.8-120 - Fees and charges in addition to interest - Letters of commitment - Failure to fulfill terms constitutes default
- Section 286.8-125 - Limitation on loan originator's fee
- Section 286.8-130 - Escrow account - Interest - Accounting
- Section 286.8-140 - Powers of commissioner
- Section 286.8-150 - Records filed with commissioner open to public inspection - Exception
- Section 286.8-160 - Records to be kept by company - Filing of financial report and correcting amendment - Requirements if business discontinued - Location of records - Request for destruction of records
- Section 286.8-170 - Places where records required to be kept - Examination by commissioner - Fee - Access to records - Reports
- Section 286.8-175 - Confidentiality of examination reports and information - Exceptions - Prima facie evidence
- Section 286.8-180 - Conduct of examination - Cost of investigation or hearing
- Section 286.8-190 - Grounds for investigation - Action commissioner may take after investigation
- Section 286.8-200 - [Repealed]
- Section 286.8-210 - Judicial review
- Section 286.8-220 - Prohibited acts
- Section 286.8-225 - Mortgage fraud prosecution fund - Funding - Expenditures
- Section 286.8-227 - Collection of civil penalties to be deposited in mortgage fraud prosecution fund - Distribution - Administrative regulations
- Section 286.8-230 - [Repealed]
- Section 286.8-240 - Short title
- Section 286.8-250 - Mortgage loan brokers to maintain physical location
- Section 286.8-255 - Registration with department required for mortgage loan originator - Renewals - Continuing education requirement - Background checks - Originators subject to other laws - Minimum standards for registration - Mortgage loan processors not required to register - Continuing education and standards for processors - Renewal of originator registration - Limitation of loan origination services
- Section 286.8-256 - Certain mortgage loan processors not to claim ability to act as mortgage loan originators
- Section 286.8-260 - Continuing professional education required for persons registered under subtitle - Termination and surrender of registration for failure to comply
- Section 286.8-270 - Duties of mortgage loan broker - Advanced disclosure of fee required
- Section 286.8-275 - Reporting of violations of subtitle - Duties of commissioner - No waiver of privilege or claim of confidentiality
- Section 286.8-280 - Limitation of liability
- Section 286.8-285 - Participation in Nationwide Multistate Licensing System and Registry - Duties - Reporting
- Section 286.8-290 - Certain mortgage loan originators exempt from specified requirements of subtitle - Commissioner's access to records
- Section 286.8-295 - Mortgage loan company and mortgage loan broker to exercise control over operations, employees, and company affairs - Requirements for alternate work location
- Section 286.8-300 - Severability of subtitle's provisions
- Section 286.8-990 - Kentucky Residential Mortgage Fraud Act - Provisions - Criminal proceedings - Penalties