Section 16a-4-106 - [Effective Until 1/1/2025] (UCCC) Unconscionability(1) In applying the provisions of this act on unconscionability (sections 16a-5-108 and 16a-6-111) to a separate charge for insurance, consideration shall be given, among other factors, to: (a) Potential benefits to the consumer including the satisfaction of his obligations;(b) the creditor's need for the protection provided by the insurance; and(c) the relation between the amount and terms of credit granted and the insurance benefits provided.(2) If consumer credit insurance otherwise complies with this article and other applicable law, neither the amount nor the term of the insurance nor the amount of a charge therefor is unconscionable.L. 1973, ch. 85, § 66; 1/1/1974.This section is set out more than once due to postponed, multiple, or conflicting amendments.