Article 2 - FINANCE CHARGES AND RELATED PROVISIONS
- Section 16a-2-101 - [Repealed Effective 1/1/2025] (UCCC) Short title
- Section 16a-2-102 - [Repealed Effective 1/1/2025] (UCCC) Scope
- Section 16a-2-103 - [Effective Until 1/1/2025] Computation of finance charges
- Section 16a-2-103 - [Effective 1/1/2025] Computation of finance charges
- Section 16a-2-104 - [Effective Until 1/1/2025] (UCCC) Payment credit date
- Section 16a-2-104 - [Effective 1/1/2025] (UCCC) Payment credit date
- Section 16a-2-201 - [Effective Until 1/1/2025] Finance charge for closed end consumer credit sales
- Section 16a-2-201 - [Effective 1/1/2025] Finance charge for closed end consumer credit sales
- Section 16a-2-202 - [Effective Until 1/1/2025] Finance charge for consumer credit sales pursuant to open end credit
- Section 16a-2-202 - [Effective 1/1/2025] Finance charge for consumer credit sales pursuant to open end credit
- Section 16a-2-301 - [Effective Until 1/1/2025] (UCCC) Authority to make supervised loans; residential mortgage loan origination; registration required
- Section 16a-2-301 - [Effective 1/1/2025] (UCCC) Authority to make supervised loans; residential mortgage loan origination; registration required
- Section 16a-2-302 - [Effective Until 1/1/2025] (UCCC) License to make supervised loans; registration for residential mortgage loan originator fees
- Section 16a-2-302 - [Effective 1/1/2025] (UCCC) License to make supervised loans; registration for residential mortgage loan originator fees
- Section 16a-2-303 - [Effective Until 1/1/2025] (UCCC) Denial, revocation or suspension of license; disciplinary proceedings
- Section 16a-2-303 - [Effective 1/1/2025] (UCCC) Denial, revocation or suspension of license; disciplinary proceedings
- Section 16a-2-303a - [Repealed Effective 1/1/2025] Denial, revocation or suspension of registration of residential mortgage loan originator
- Section 16a-2-304 - [Effective Until 1/1/2025] Records; annual reports; maintenance of records; security of records; preservation of records
- Section 16a-2-304 - [Effective 1/1/2025] Records; annual reports; maintenance of records; security of records; preservation of records
- Section 16a-2-307 - [Repealed Effective 1/1/2025] (UCCC) Restrictions on interest in land as security
- Section 16a-2-308 - [Effective Until 1/1/2025] (UCCC) Regular schedule of payments; maximum loan term
- Section 16a-2-308 - [Effective 1/1/2025] (UCCC) Regular schedule of payments; maximum loan term
- Section 16a-2-309 - [Effective Until 1/1/2025] Conduct of business; other than making loans
- Section 16a-2-309 - [Effective 1/1/2025] Conduct of business; other than making loans
- Section 16a-2-310 - [Effective Until 1/1/2025] Prohibited acts by persons licensed or registered under act
- Section 16a-2-310 - [Effective 1/1/2025] Prohibited acts by persons licensed or registered under act
- Section 16a-2-401 - [Effective Until 1/1/2025] Finance charge for consumer loan; loan secured by mortgage or interest in manufactured home; prepaid finance charges
- Section 16a-2-401 - [Effective 1/1/2025] Finance charge for consumer loan; loan secured by mortgage or interest in manufactured home; prepaid finance charges
- Section 16a-2-402 - [Effective Until 1/1/2025] (UCCC) Consumer loans pursuant to open end credit; allowable charges per billing cycle
- Section 16a-2-402 - [Effective 1/1/2025] (UCCC) Consumer loans pursuant to open end credit; allowable charges per billing cycle
- Section 16a-2-403 - [Effective Until 1/1/2025] Prohibiting surcharge on credit or debit cards
- Section 16a-2-403 - [Effective 1/1/2025] Prohibiting surcharge on credit or debit cards
- Section 16a-2-404 - [Effective Until 1/1/2025] Payday loans; finance charges; rights and duties
- Section 16a-2-404 - [Effective 1/1/2025] Payday loans; finance charges; rights and duties
- Section 16a-2-405 - Payday loans to military borrowers; restrictions
- Section 16a-2-501 - [Effective Until 1/1/2025] (UCCC) Additional charges
- Section 16a-2-501 - [Effective 1/1/2025] (UCCC) Additional charges
- Section 16a-2-502 - [Effective Until 1/1/2025] (UCCC) Delinquency charges
- Section 16a-2-502 - [Effective 1/1/2025] (UCCC) Delinquency charges
- Section 16a-2-504 - [Effective Until 1/1/2025] (UCCC) Finance charge on refinancing
- Section 16a-2-504 - [Effective 1/1/2025] (UCCC) Finance charge on refinancing
- Section 16a-2-505 - [Effective Until 1/1/2025] (UCCC) Finance charge on consolidation
- Section 16a-2-505 - [Effective 1/1/2025] (UCCC) Finance charge on consolidation
- Section 16a-2-506 - [Effective Until 1/1/2025] (UCCC) Advances to perform covenants of consumer
- Section 16a-2-506 - [Effective 1/1/2025] (UCCC) Advances to perform covenants of consumer
- Section 16a-2-507 - [Effective Until 1/1/2025] (UCCC) Recovery of collection costs and attorney fees
- Section 16a-2-507 - [Effective 1/1/2025] (UCCC) Recovery of collection costs and attorney fees
- Section 16a-2-508 - [Effective Until 1/1/2025] (UCCC) Conversion to open end credit
- Section 16a-2-508 - [Effective 1/1/2025] (UCCC) Conversion to open end credit
- Section 16a-2-509 - (UCCC) Right to prepay
- Section 16a-2-510 - [Effective Until 1/1/2025] (UCCC) Prepayment; minimum charges; judgments; rebate
- Section 16a-2-510 - [Effective 1/1/2025] (UCCC) Prepayment; minimum charges; judgments; rebate