Section 8-2.1-19.1-11 - Coverage exclusion; duty to defend, indemnify; right of contribution(a) An insurance company that excludes coverage described in section 10 of this chapter has no duty to defend or indemnify a claim for coverage that is expressly excluded under a motor vehicle insurance policy.(b) This chapter does not invalidate or limit an exclusion:(1) of coverage for a personal vehicle that is: (A) used to carry an individual or property for a charge; or(B) available for hire by the public; and(2) contained in a motor vehicle insurance policy; including a policy filed under IC 27-1-22-4 or in use in Indiana before July 1, 2015.
(c) An insurance company that defends or indemnifies a claim against a TNC driver for which coverage is excluded under the terms of a motor vehicle insurance policy has a right of contribution against any other insurance company that issues motor vehicle insurance coverage to the TNC driver:(1) in satisfaction of the requirements of section 8 of this chapter; and(2) in effect at the time the loss occurs.Added by P.L. 175-2015, SEC. 10, eff. 7/1/2015.