Chapter 5 - PAWNBROKERS

Section 28-7-5-1 - Citation
Section 28-7-5-2 - Definitions
Section 28-7-5-3 - Necessity of license; misleading representations; territorial application
Section 28-7-5-4 - Application for license; business locations; criminal history; evidence of compliance; criminal background checks and credit histories
Section 28-7-5-5 - Initial and renewal applications; fees; financial statement; proof of bond and insurance; standards; tax warrant list
Section 28-7-5-5.5 - Surety bond; requirements; amount; termination; liability; notices
Section 28-7-5-6 - [Repealed]
Section 28-7-5-7 - [Repealed]
Section 28-7-5-8 - Issuance and duration of license; evidence of compliance; denial of application; person not qualifying for license; replacement of manager
Section 28-7-5-9 - License not transferrable or assignable; branch locations
Section 28-7-5-9.1 - Change in control of licensee; application to department; time frame for department's decision; conditions for approval; duty of licensee to report transfer of securities; director's discretion to require new license
Section 28-7-5-10 - Closing, opening, or relocating a branch; changes and events concerning licensees or applicants; notice to department required
Section 28-7-5-10.1 - Ceasing business as a pawnbroker; requirements; appointment of liquidating agent; two month redemption period; partial payments by pledgers
Section 28-7-5-10.4 - Carrying on other business
Section 28-7-5-10.5 - [Repealed]
Section 28-7-5-10.6 - Felony convictions or pleas; notice to department
Section 28-7-5-11 - License renewal; application; fees
Section 28-7-5-12 - [Repealed]
Section 28-7-5-13 - Suspension or revocation of license; order to show cause; order of suspension or revocation; surrender of license; existing obligations; emergency order for revocation
Section 28-7-5-13.1 - Failure to file renewal form or pay renewal fee; revocation or suspension of license
Section 28-7-5-14 - [Repealed]
Section 28-7-5-15 - Investigatory and enforcement authority; costs of investigation; voided loans
Section 28-7-5-15.1 - Applicability of law governing administrative orders and procedures; venue
Section 28-7-5-16 - Books, accounts, and records; examination and costs; bills of sale; purchase of precious metal; record of control; examination of vendors
Section 28-7-5-17 - Report; late fee
Section 28-7-5-18 - [Repealed]
Section 28-7-5-19 - Loan record requisites; data recording methods
Section 28-7-5-20 - Signature and thumbprint of pledger; electronic record
Section 28-7-5-21 - Pawn ticket; duty of reasonable care in safekeeping of articles
Section 28-7-5-21.5 - Required disclosure of information
Section 28-7-5-22 - Presumptive right of ticket holder to redeem; compliance with local ordinance or law concerning pledge retention
Section 28-7-5-23 - Redemption by mail; compliance with local ordinance or law concerning pledge retention
Section 28-7-5-24 - Partial payment before maturity
Section 28-7-5-25 - Loss, destruction, or theft of pawn ticket
Section 28-7-5-26 - Alteration of pawn ticket; effect
Section 28-7-5-27 - [Repealed]
Section 28-7-5-28 - Rate of interest; calculation for partial month; minimum term; reduction in advance; penalty for excessive or unauthorized interest or charges
Section 28-7-5-28.5 - Additional charge; servicing fee
Section 28-7-5-29 - Liability for loss to pledger; due care
Section 28-7-5-29.5 - Waiver of rights not permitted
Section 28-7-5-30 - Two month redemption period; public access prohibited; unredeemed property subject to sale
Section 28-7-5-31 - [Repealed]
Section 28-7-5-32 - [Repealed]
Section 28-7-5-33 - Lien
Section 28-7-5-34 - Delivery of pledge; necessity of surrender of pawn ticket
Section 28-7-5-35 - Conflicting claims; sale of pledge subject to adjudication
Section 28-7-5-36 - Unlawful transactions
Section 28-7-5-37 - Violations
Section 28-7-5-37.5 - Compliance with money laundering laws; investigation and enforcement by the department
Section 28-7-5-38 - Violations; civil action; injunctive relief; civil penalties
Section 28-7-5-38.1 - Violations; civil penalty
Section 28-7-5-39 - Confidentiality of records; exceptions; safeguarding of personal records; release of information to supervisory agencies