Chapter 29 - DEBT MANAGEMENT COMPANIES
- Section 28-1-29-0.5 - Inapplicability; attorneys; depository financial institutions; third-party bill paying services
- Section 28-1-29-1 - Definitions
- Section 28-1-29-2 - Administration of chapter
- Section 28-1-29-3 - License required; persons operating in Indiana; evidence of compliance; fees; violations; renewal; tax warrant list
- Section 28-1-29-3.1 - Change in control of licensee; application to department; time frame for department's decision; conditions for approval; duty of licensee to report transfer of securities; director's discretion to require new license
- Section 28-1-29-4 - Suspension or revocation of license; order to show cause; order of suspension or revocation; relinquishment of license; existing contracts; emergency order for revocation
- Section 28-1-29-4.1 - Failure to file renewal application or pay renewal fee; revocation or suspension of license
- Section 28-1-29-4.5 - Collection agencies or process servers; licenses; restriction
- Section 28-1-29-4.6 - [Repealed]
- Section 28-1-29-5 - License application; findings by the department; felonies; financial statements; denial; hearing
- Section 28-1-29-5.5 - Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- Section 28-1-29-6 - Surety bond; requirements; amount; renewal; termination; liability; notices
- Section 28-1-29-7 - [Repealed]
- Section 28-1-29-7.5 - Felonies; civil actions; enforcement actions; notice to department
- Section 28-1-29-7.7 - Budget analysis and plan; written statement to debtor; creditor's reduction of amount owed; disclosure of tax implications
- Section 28-1-29-8 - Agreement between licensee and debtor; contents; delivery of electronic record; debtor's right to terminate; creditor's decision to reject or withdraw from plan; notice to creditors; payments; budget analysis; term of agreement; carrying on other business; toll free communication system; good faith
- Section 28-1-29-8.3 - Fees and charges; plan, written agreement, and payment to creditor required; set up fee; monthly service fee; close-out fee; department approval for additional charges; returned payment charge; fees not considered debt
- Section 28-1-29-8.6 - [Repealed]
- Section 28-1-29-8.8 - Debtor's failure to make payment; cancellation of agreement; letter of continuation; return of money to contract debtor
- Section 28-1-29-9 - Trust account; separate account for Indiana contract debtors required; commingling with funds of nonresidents with approval of director; requirements and restrictions; required balance; reconciliation procedures; embezzlement; relocating account; signatories; monthly accountings; completion or termination of contract
- Section 28-1-29-9.5 - Prohibited acts; unauthorized practice of law; compensation prohibited
- Section 28-1-29-9.7 - Advertising
- Section 28-1-29-10 - [Repealed]
- Section 28-1-29-10.5 - Record keeping and retention; examinations and investigations; payment of costs; court order compelling compliance; confidentiality; department's investigatory and enforcement authority; cooperative regulatory agreements; examination of vendors
- Section 28-1-29-11 - Impounding books, records, and accounts
- Section 28-1-29-12 - [Repealed]
- Section 28-1-29-13 - Enforcement by the department; civil penalties; department's recovery of costs; factors for determining amount of civil penalty; violation a Class A misdemeanor
- Section 28-1-29-14 - Review of department decisions; applicability of laws governing administrative orders and procedures; venue
- Section 28-1-29-15 - Providing materials and agreements electronically; consumer's consent required; disclosures through Internet web site; debtor's right to request written copy
- Section 28-1-29-16 - Disclosures and documents to be in English; translation required if another language used
- Section 28-1-29-17 - Soliciting or accepting contributions from debtors prohibited
- Section 28-1-29-18 - Delegation of duties; liability of licensee; violations by lead generators