Chapter 4 - BANK DEPOSITS AND COLLECTIONS
- Section 26-1-4-101 - Short title
- Section 26-1-4-102 - Applicability
- Section 26-1-4-102.5 - Application of bank provisions to supervised financial organizations
- Section 26-1-4-103 - Variation by agreement; measure of damages; action constituting ordinary care
- Section 26-1-4-104 - Definitions and index of definitions
- Section 26-1-4-105 - "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank"
- Section 26-1-4-106 - Payable through or payable at bank; collecting bank
- Section 26-1-4-107 - Separate office of bank
- Section 26-1-4-108 - Time of receipt of items
- Section 26-1-4-109 - Delays
- Section 26-1-4-110 - Electronic presentment
- Section 26-1-4-111 - Statute of limitations
- Section 26-1-4-201 - Status of collecting banks as agent and provisional status of credits; applicability of chapter; item endorsed "pay any bank"
- Section 26-1-4-202 - Responsibility for collection or return; when action timely
- Section 26-1-4-203 - Effect of instructions
- Section 26-1-4-204 - Methods of sending and presenting; sending directly to payor bank
- Section 26-1-4-205 - Depositary bank holder of unendorsed items
- Section 26-1-4-206 - Transfer between banks
- Section 26-1-4-207 - Transfer warranties
- Section 26-1-4-208 - Presentment warranties
- Section 26-1-4-209 - Encoding and retention warranties
- Section 26-1-4-210 - Security interest of collecting bank in items, accompanying documents, and proceeds
- Section 26-1-4-211 - When bank gives value for purposes of holder in due course
- Section 26-1-4-212 - Presentment by notice of item not payable by, through, or at bank; liability of drawer or endorser
- Section 26-1-4-213 - Medium and time of settlement by bank
- Section 26-1-4-214 - Right of charge-back or refund; liability of collecting bank; return of item
- Section 26-1-4-215 - Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
- Section 26-1-4-216 - Insolvency and preference
- Section 26-1-4-301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
- Section 26-1-4-302 - Payor bank's responsibility for late return of item
- Section 26-1-4-303 - When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
- Section 26-1-4-401 - When bank may charge customer's account
- Section 26-1-4-402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
- Section 26-1-4-403 - Customer's right to stop payment; burden of proof of loss
- Section 26-1-4-404 - Bank not obligated to pay check more than six months old
- Section 26-1-4-405 - Death or incompetence of customer
- Section 26-1-4-406 - Customer's duty to discover and report unauthorized signature or alteration
- Section 26-1-4-407 - Payor bank's right to subrogation on improper payment
- Section 26-1-4-501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
- Section 26-1-4-502 - Presentment of "on arrival" drafts
- Section 26-1-4-503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case needed
- Section 26-1-4-504 - Privilege of presenting bank to deal with goods; security interest for expenses