Chapter 7 - SMALL LOANS

Section 24-4.5-7-101 - Citation
Section 24-4.5-7-102 - Applicability; authority to make, take assignment of, or collect small loans; license required; application; separate license required for activities involving consumer loans; "regularly engages"
Section 24-4.5-7-103 - Definitions
Section 24-4.5-7-104 - Small loan
Section 24-4.5-7-105 - Principal
Section 24-4.5-7-106 - Check
Section 24-4.5-7-107 - Renewal
Section 24-4.5-7-108 - Consecutive small loan
Section 24-4.5-7-109 - Paid in full
Section 24-4.5-7-110 - Monthly gross income
Section 24-4.5-7-111 - Lender
Section 24-4.5-7-112 - Lender not considered a financial institution
Section 24-4.5-7-201 - Finance charges
Section 24-4.5-7-202 - Fee for dishonored check, electronic funds transfer, or debit authorization; limits on lender's presentment of check or debiting of account
Section 24-4.5-7-301 - Disclosures; informational brochure
Section 24-4.5-7-401 - Term of loan; consecutive small loans; extended payment plans
Section 24-4.5-7-402 - Limits based on borrower's income; security; partial payments; payments; loan documents; recision; renewal prohibited
Section 24-4.5-7-403 - Security for loan
Section 24-4.5-7-404 - Limits and number and amounts of outstanding loans; lender's verification; third party data base; civil penalties; excess finance charges; verification of Social Security number
Section 24-4.5-7-405 - Carrying on other business
Section 24-4.5-7-406 - Borrower's default; permissible and prohibited remedies; notice to borrower
Section 24-4.5-7-407 - [Repealed]
Section 24-4.5-7-408 - [Repealed]
Section 24-4.5-7-409 - Violations; remedies and damages; equitable relief; exhaustion of administrative remedies not required
Section 24-4.5-7-410 - Prohibited acts by lender
Section 24-4.5-7-411 - Exemption of finance charges
Section 24-4.5-7-412 - Endorsement of check
Section 24-4.5-7-413 - Surety bond; requirements; amount; termination; liability; notices
Section 24-4.5-7-414 - Rulemaking authority