Part 5 - REGULATED AND SUPERVISED LOANS
- Section 24-4.5-3-501 - Definitions; "supervised loan"; "supervised lender"
- Section 24-4.5-3-501.5 - [Effective Until 7/1/2024] Persons also engaging in activities of a loan broker; examination by department; cooperation with securities division
- Section 24-4.5-3-501.5 - [Effective 7/1/2024] Persons also engaging in activities of a loan broker; examination by department; cooperation with securities division
- Section 24-4.5-3-502 - Authority to make, take assignment of, or collect consumer loans other than mortgage transactions; license required; exempt persons; branches; separate license required for small loans
- Section 24-4.5-3-502.1 - Authority to make, take assignment of, or collect subordinate lien mortgage transactions; license required; exempt persons; registration with NMLSR; licensed mortgage loan originators; applications for licensure; director's authority to contract with NMLSR
- Section 24-4.5-3-502.2 - Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- Section 24-4.5-3-503 - Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable; tax warrant list
- Section 24-4.5-3-503.1 - National criminal history background check; fingerprints; payment of fees or costs; use of NMLSR
- Section 24-4.5-3-503.2 - Credit reports; payment of fees or costs; demonstrated financial responsibility; considerations
- Section 24-4.5-3-503.3 - [Effective Until 7/1/2024] Surety bond for creditors engaged in mortgage transactions; requirements; amount; termination; liability; notices
- Section 24-4.5-3-503.3 - [Effective 7/1/2024] Surety bond for creditors engaged in mortgage transactions; requirements; amount; termination; liability; notices
- Section 24-4.5-3-503.4 - [Effective Until 7/1/2024] Use of NMLSR in department's licensing system for subordinate lien mortgage transactions; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- Section 24-4.5-3-503.4 - [Effective 7/1/2024] Use of NMLSR in department's licensing system for subordinate lien mortgage transactions; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- Section 24-4.5-3-503.5 - [Repealed]
- Section 24-4.5-3-503.6 - License renewal; revocation or suspension of license not renewed; reinstatement or appeal; correcting amendments
- Section 24-4.5-3-504 - Suspension or revocation of license; order to show cause; order of suspension or revocation; relinquishment of license; preexisting contracts; emergency order for revocation
- Section 24-4.5-3-505 - Record keeping; use of unique identifier on forms and documents; use of examination and regulatory software; submitting call reports to NMLSR; composite reports; notice to department of certain events or changes
- Section 24-4.5-3-505.5 - Automated loan machines
- Section 24-4.5-3-506 - [Repealed]
- Section 24-4.5-3-507 - [Repealed]
- Section 24-4.5-3-508 - Loan finance charge for supervised loans; precomputed supervised loans prohibited after June 30, 2020; nonrefundable prepaid finance charge; loan paid in full by new loan from same lender
- Section 24-4.5-3-508.5 - [Repealed]
- Section 24-4.5-3-509 - Use of multiple agreements
- Section 24-4.5-3-510 - Restrictions on interest in land as security
- Section 24-4.5-3-511 - Regular schedule of payments; maximum loan term
- Section 24-4.5-3-512 - Carrying on other business
- Section 24-4.5-3-513 - Application of other provisions
- Section 24-4.5-3-514 - [Repealed]
- Section 24-4.5-3-515 - Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license