Section 24-4.4-1-102 - Purposes; rules of construction(1) This article shall be liberally construed and applied to promote its underlying purposes and policies.(2) The underlying purposes and policies of this article are:(a) to permit and encourage the development of fair and economically sound first lien mortgage lending practices; and(b) to conform the regulation of first lien mortgage lending practices to applicable state and federal laws, rules, regulations, policies, and guidance.(3) A reference to a requirement imposed by this article includes reference to a related rule of the department adopted under this article.(4) A reference to a federal law in this article is a reference to the law as in effect December 31, 2023.Amended by P.L. 30-2024,SEC. 1, eff. 7/1/2024.Amended by P.L. 197-2023,SEC. 1, eff. 7/1/2023.Amended by P.L. 29-2022,SEC. 1, eff. 7/1/2022.Amended by P.L. 54-2021,SEC. 1, eff. 7/1/2021.Amended by P.L. 129-2020,SEC. 2, eff. 7/1/2020.Amended by P.L. 176-2019,SEC. 1, eff. 7/1/2019.Amended by P.L. 69-2018,SEC. 1, eff. 7/1/2018.Amended by P.L. 159-2017,SEC. 1, eff. 7/1/2017.Amended by P.L. 73-2016, SEC. 1, eff. 7/1/2016.Amended by P.L. 186-2015, SEC. 6, eff. 7/1/2015.Amended by P.L. 137-2014, SEC. 1, eff. 3/25/2014.Amended by P.L. 216-2013, SEC. 1, eff. 7/1/2013.Amended by P.L. 27-2012, SEC. 3, eff. 1/1/2012 (retroactive).Amended by P.L. 89-2011, SEC. 1, eff. 7/1/2011.As added by P.L. 145-2008, SEC.20. Amended by P.L. 35-2010, SEC.5.