(a) Every retail installment contract must be in writing, dated, signed by both the buyer and the seller, and, except as otherwise provided in this Act, completed as to all essential provisions before it is signed by the buyer.(b) The printed or typed portion of the contract, other than instructions for completion, must be in size equal to at least 8 point type.(c) The contract must contain printed or written in a size equal to at least 10 point bold type: (1) Both at the top of the contract and directly above the space reserved for the signature of the buyer, the words "RETAIL INSTALLMENT CONTRACT";(2) A specific statement that liability insurance coverage for bodily injury and property damage caused to others is not included, if that is the case; and(3) A notice as follows: "Notice to the buyer.
1.Do not sign this agreement before you read it or if it contains any blank spaces.2.You are entitled to an exact copy of the agreement you sign.3.Under the law you have the right, among others, to pay in advance the full amount due and to obtain under certain conditions a partial refund of the finance charge."