Section 41-3113 - EXPENSES(1) The operating expenses of the insurer shall be reasonable in amount in relation to the volume of business transacted and insurance losses incurred.(2) The insurer's by-laws shall contain reasonable limitations of all such expenses, and such provisions and all modifications thereof shall be subject to the director's approval.[41-3113, added 1961, ch. 330, sec. 671, p. 645.]