Haw. Rev. Stat. § 431:3A-102
As used in this article:
"Affiliate" means any company that controls, is controlled by, or is under common control with another company.
"Clear and conspicuous" means reasonably understandable and designed to call attention to the nature and significance of the information in the notice.
"Collect" means to obtain information that the licensee organizes or can retrieve by the name of an individual or by identifying number, symbol, or other identifying particular assigned to the individual, without regard to the source of the underlying information.
"Commissioner" means the insurance commissioner of the State.
"Company" means a corporation, limited liability company, business trust, general or limited partnership, association, sole proprietorship, mutual benefit society, health maintenance organization, nonprofit corporation, or similar organization.
"Consumer" means an individual, or that individual's legal representative, who seeks to obtain, obtains, or has obtained an insurance product or service from a licensee that is to be used primarily for personal, family, or household purposes, and about whom the licensee has nonpublic personal information.
"Consumer reporting agency" has the same meaning as in section 603(f) of the federal Fair Credit Reporting Act, Title 15 United States Code section 168la(f), as amended.
"Control" means:
(1) Ownership, control, or power to vote twenty-five per cent or more of the outstanding shares of any class of voting security of the company, directly or indirectly, or acting through one or more other persons;
(2) Control in any manner over the election of a majority of the directors, trustees, or general partners or individuals exercising similar functions of the company; or
(3) The power to exercise, directly or indirectly, a controlling influence over the management or policies of the company, as the commissioner determines.
(1) Any person or entity with respect to any financial activity that is subject to the jurisdiction of the Commodity Futures Trading Commission under the Commodity Exchange Act, Title 7 United States Code section 1, et seq., as amended;
(2) The Federal Agricultural Mortgage Corporation or any entity charged and operating under the Farm Credit Act of 1971, Title 12 United States Code section 2001, et seq., as amended; or
(3) Institutions chartered by Congress specifically to engage in securitizations, secondary market sales (including sales of servicing rights), or similar transactions relating to a transaction of a consumer, if the institutions do not sell or transfer nonpublic personal information to a nonaffiliated third party.
"Financial product or service" means any product or service that a financial holding company could offer by engaging in an activity that is financial in nature or incidental to a financial activity under the Bank Holding Company Act of 1956, Title 12 United States Code section 1843(k). "Financial product or service" includes a financial institution's evaluation or brokerage of information that the financial institution collects in connection with a request or an application from a consumer for a financial product or service.
"Health information" means any information or data except age or gender, whether oral or recorded in any form or medium, created by or derived from a health care provider or the consumer that relates to:
(1) The past, present, or future physical, mental, or behavioral health or condition of an individual;
(2) The provision of health care to an individual; or
(3) Payment for the provision of health care to an individual.
(1) The principal otherwise complies with, and provides the notices required by this article; and
(2) The licensee does not disclose any nonpublic personal financial information to any person other than to the principal or its affiliates in a manner permitted by this article.
(1) The broker or insurer does not disclose nonpublic personal financial information of a consumer or a customer to nonaffiliated third parties for any purpose, including joint servicing or marketing under section 431:3A-401, except as permitted by sections 431:3A-402 and 431:3A-403; and
(2) The broker or insurer delivers a notice to the consumer at the time a customer relationship is established on which the following is printed in sixteen point type:
"PRIVACY NOTICE: NEITHER THE U.S. BROKERS THAT HANDLED THIS INSURANCE NOR THE INSURERS THAT HAVE UNDERWRITTEN THIS INSURANCE WILL DISCLOSE NONPUBLIC PERSONAL FINANCIAL INFORMATION CONCERNING THE BUYER TO NONAFFILIATES OF THE BROKERS OR INSURERS EXCEPT AS PERMITTED BY LAW."
"Nonaffiliated third party" means any person except:
(1) A licensee's affiliate; or
(2) A person employed jointly by a licensee and any company that is not the licensee's affiliate; provided that for purposes of this paragraph, a nonaffiliated third party includes the other company that jointly employs the person.
(1) Personally identifiable financial information; and
(2) Any list, description, or other grouping of consumers and publicly available information pertaining to them, that is derived using any personally identifiable financial information that is not publicly available.
(1) Provided by a consumer to a licensee to obtain an insurance product or service from the licensee;
(2) About a consumer resulting from a transaction involving an insurance product or service between a licensee and a consumer; or
(3) The licensee otherwise obtains about a consumer in connection with providing a service to that consumer.
(1) Health information;
(2) A list of names and addresses of customers of an entity that is not a financial institution; or
(3) Information that does not identify a consumer, such as aggregate information or blind data that does not contain personal identifiers such as account numbers, names, or addresses.
(1) Federal, state, or local government records;
(2) Widely distributed media; or
(3) Disclosures to the general public that are required to be made by federal, state, or local law.
(1) The information is of the type that is available to the general public; and
(2) The licensee's consumer has made the information available to the general public, for information that is of a nature that an individual can direct not be made available to the general public.
HRS § 431:3A-102