The lender and any assignee of the lender shall have the obligation, jointly and severally, to refund or credit the borrower for any default charges or prepaid finance charges collected in excess of the limits set forth in sections 36a-746c and 36a-746e.
Conn. Gen. Stat. § 36a-746g
( P.A. 01-34, S. 9; P.A. 08-176, S. 65.)