Chapter 255D - RETAIL INSTALLMENT SALES AND SERVICES
- Section 255D:1 - Definitions
- Section 255D:2 - Licenses; application; fees; assignment or transfer; multi-state licensing system
- Section 255D:3 - Rules and regulations; examination of books and business records by commissioner; books, accounts and records; annual report, failure to file, penalty
- Section 255D:4 - Summoning of licensees; failure to appear; effect
- Section 255D:5 - Refusal to issue license; notice; appeal; hearing
- Section 255D:6 - Violations of this chapter; investigations by commissioner
- Section 255D:7 - Suspension or revocation of license; grounds
- Section 255D:8 - Suspension or revocation of license; procedure
- Section 255D:9 - Retail installment sale agreements; form and contents
- Section 255D:9A - Improvement of realty; completion of statement
- Section 255D:10 - Prohibited agreements
- Section 255D:10A - Discrimination against cash buyers
- Section 255D:11 - Finance charges, computation, rates; multiple agreements prohibited
- Section 255D:11A - Merchandise certificates or coupons; right to return
- Section 255D:11B - Merchandise certificates or coupons; return statement required
- Section 255D:12 - Receipts for payments; sale or assignment of agreement
- Section 255D:13 - Payment in full before maturity; refund credit
- Section 255D:14 - Cancellation of agreement by buyer; notice; refund of deposits; reclamation of goods by seller
- Section 255D:15 - Security interest in certain goods; prohibition
- Section 255D:16 - Extension agreements; form and contents
- Section 255D:17 - Refinancing agreements; form and contents
- Section 255D:18 - Subsequent add-on purchases; consolidated agreement; payments; termination of security interest
- Section 255D:18A - Modification of agreement or extension of credit prohibited; exceptions; notice to buyer; violations
- Section 255D:19 - Statement of account; contents
- Section 255D:20 - Delinquency and collection charge; collection
- Section 255D:21 - Default; enforcement; notice; accelerated payment; curing of default
- Section 255D:22 - Repossession of collateral on default; hearing; redemption; disposition; deficiency; insurance proceeds; determination
- Section 255D:22A - Avoidance of chapter
- Section 255D:24 - Waiver
- Section 255D:25 - Application of this chapter
- Section 255D:25A - Holder of agreement subject to buyer's defenses against seller
- Section 255D:26 - Insurance
- Section 255D:27 - Revolving credit agreement; form and contents
- Section 255D:28 - Instruments indicating payment; mailing to buyer
- Section 255D:29 - Violation of certain provisions; effect
- Section 255D:30 - Penalties
- Section 255D:31 - Truth-in-Lending act; application
- Section 255D:32 - Delivery of notice