Mass. Gen. Laws ch. 93 § 62B

Current through Chapter 118 of the 2024 Legislative Session

Section 93:62B - Consumer reporting agency's offering of paid product to prevent unauthorized access or restrict access to consumer's credit

A consumer reporting agency shall not knowingly offer a paid product to prevent unauthorized access or restrict access to a consumer's credit unless at the time of transaction the consumer reporting agency:

(i) notifies the consumer of the availability of obtaining a security freeze without charge and

(ii) provides information to the consumer on how to obtain a security freeze.

A consumer reporting agency that compiles and maintains files on consumers on a nationwide basis and receives a request by a consumer for a security freeze shall identify, to the best of its knowledge, any other consumer reporting agency that compiles and maintains files on consumers on a nationwide basis and inform consumers of appropriate websites, toll-free telephone numbers and mailing addresses that would permit the consumer to place, lift or remove a security freeze from such other consumer reporting agency. The consumer reporting agencies subject to this section may establish a centralized source, including, but not limited to, a website, that directs a consumer to such websites, toll-free telephone numbers and mailing addresses.

Mass. Gen. Laws ch. 93, § 62B

Added by Acts 2018, c. 444,§ 7, eff. 4/10/2019.