Mass. Gen. Laws ch. 93 § 52

Current through Chapter 118 of the 2024 Legislative Session
Section 93:52 - Information not to be contained in report; exceptions
(a) Except as authorized under subsection (b) no consumer reporting agency shall make any consumer report containing any of the following items of information:
(1) Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than fourteen years.
(2) Suits and judgments which, from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period.
(3) Paid tax liens which, from date of payment, antedate the report by more than seven years.
(4) Accounts placed for collection or charged to profit and loss which antedate the report by more than seven years.
(5) Records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than seven years.
(6) Any other adverse item of information which antedates the report by more than seven years.
(b) The provisions of subsection (a) are not applicable in the case of any consumer credit report to be used in connection with;
(1) a credit transaction involving, or which may reasonably be expected to involve, a principle amount of fifty thousand dollars or more; or
(2) the underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of fifty thousand dollars or more.

Mass. Gen. Laws ch. 93, § 52

Amended by Acts 2010 , c. 359, § 102, eff. 10/15/2010.
Amended by Acts 2010 , c. 256, §§  65, 66 eff. 5/4/2012.