Section 937 - Availability of funds(a) Financial institutions that delay availability shall review their policies and consider reducing the delay periods to the extent possible, consistent with prudent business practices.(b) Financial institutions shall disclose to depositors in an effective manner as to their delayed availability policies.(c) Financial institutions shall refrain from imposing unnecessary delays on all checks, particularly on social security and other government checks, deposited into established accounts beyond the time required to receive credit for the checks.64 Del. Laws, c. 478, §1.;