Article 32 - INSURANCE CONTRACTS - LIFE, ACCIDENT AND HEALTH, ANNUITIES

Section 3201 - Approval of life, accident and health, credit unemployment, and annuity policy forms
Section 3202 - Withdrawal of approval of policy forms
Section 3203 - Individual life insurance policies; standard provisions as to contractual rights and responsibilities of policyholders and insurers
Section 3204 - Policy to contain entire contract; statements of applicant to be representations and not warranties; alterations
Section 3205 - Insurable interest in the person; consent required; exceptions
Section 3206 - Policies which provide for an adjustable maximum rate of interest on policy loans
Section 3207 - Life insurance contracts by or for the benefit of minors; on the lives of minors, limitations on amount
Section 3208 - Antedating of life insurance policies and burial agreements prohibited
Section 3209 - Life insurance, annuities and funding agreements disclosure requirements
Section 3210 - Incontestability after reinstatement
Section 3211 - Notice of premium due under life or disability insurance policy; notice to assignees of non-payment of premium
Section 3212 - Exemption of proceeds and avails of certain insurance and annuity contracts
Section 3213 - Payment of proceeds
Section 3213-A - [Renumbered]
Section 3214 - Interest upon proceeds of life insurance policies and annuity contracts
Section 3215 - Disability benefits in connection with life insurance and annuities
Section 3216 - Individual accident and health insurance policy provisions
Section 3217 - Minimum standards in the form, content and sale of accident and health insurance; policies and subscriber contracts
Section 3217-A - Disclosure of information
Section 3217-B - Prohibitions
Section 3217-C - Primary and preventive obstetric and gynecologic care
Section 3217-D - Grievance procedure and access to specialty care
Section 3217-E - Choice of health care provider
Section 3217-F - Prohibition on lifetime and annual limits
Section 3217-G - Maternal depression screenings
Section 3217-H - Telehealth delivery of services
Section 3217-I - Essential health benefits package and limit on cost-sharing
Section 3217-J - Utilization review determinations for medically fragile children
Section 3218 - Medicare supplemental insurance policies
Section 3219 - Annuity and pure endowment contracts and certain group annuity certificates; standard provisions as to contractual rights and responsibilities of contract holders, certificate holders and insurers
Section 3220 - Group life insurance policies; standard provisions
Section 3221 - Group or blanket accident and health insurance policies; standard provisions
Section 3222 - Funding agreements
Section 3223 - Group annuity contracts; standard provisions as to contractual rights and responsibilities of contract holders, certificate holders and annuitants, and insurers
Section 3224 - Standard claim forms; accident and health insurance
Section 3224-A - [Effective Until 1/1/2025] Standards for prompt, fair and equitable settlement of claims for health care and payments for health care services
Section 3224-A - [Effective 1/1/2025] Standards for prompt, fair and equitable settlement of claims for health care and payments for health care services
Section 3224-B - Rules relating to the processing of health claims and overpayments to physicians
Section 3224-C - Coordination of benefits
Section 3224-D - Prescription synchronization
Section 3225 - Eligibility for health insurance in cases of exposure to DES
Section 3226 - Reinsurance contracts excepted
Section 3227 - Interest upon surrenders, policy loans and other funds
Section 3228 - Individual accident and health insurance policies; premium refund at death of insured
Section 3229 - Minimum benefit standards for certain long term care plans
Section 3230 - Accelerated payment of the death benefit or special surrender value under a life insurance policy
Section 3231 - [Multiple versions] Rating of individual and small group health insurance policies; approval of superintendent
Section 3231 - [Multiple versions] Health insurance policies and subscriber contracts; prohibited claims
Section 3232 - Pre-existing condition provisions in health policies
Section 3232-A - Certification of creditable coverage
Section 3233 - Stabilization of health insurance markets and premium rates
Section 3234 - [Multiple versions] Pre-existing condition provisions in group and blanket disability policies
Section 3234 - [Multiple versions] Limitations on administrative services and stop-loss coverage
Section 3235 - Explanation of benefits forms relating to claims under medicare supplemental insurance policies and limited benefits health insurance policies or certificates designed primarily to supplement medicare benefits
Section 3235-A - [Repealed]
Section 3236 - Public health law assessments
Section 3237 - Health insurance coverage for full-time students on medical leaves of absence
Section 3238 - Pre-authorization of health care services
Section 3239 - Wellness programs
Section 3240 - [Multiple versions] Unclaimed benefits
Section 3240 - [Multiple versions] Student accident and health insurance
Section 3241 - Network coverage
Section 3242 - Prescription drug coverage
Section 3243 - Discrimination because of sex or marital status in hospital, surgical or medical expense insurance
Section 3244 - Explanation of benefits forms relating to claims under certain accident and health insurance policies
Section 3245 - Liability to providers in the event of an insolvency