Section 2349 - Multi-tier program(a) An insurer may make available a multi-tier program, with more than one rate level in the same company, for private passenger motor vehicle insurance in the voluntary market, provided that:(1) the program and the insurer's business plan encourage depopulation of the assigned risk plan established by article fifty-three of this chapter;(2) the program is based upon mutually exclusive underwriting rules per tier, to the extent feasible;(3) credits and surcharges pursuant to an approved rating plan can be applied on a per tier basis; and(4) the program conforms to regulations promulgated by the superintendent.(b) For an insurer with an approved multi-tiering program, the provisions of subsection (f) of section three thousand four hundred twenty-five of this chapter shall apply in all respects, except that the two percent limitation set forth therein shall: (1) not apply to any risk moved from a tier to a lower-rated tier; and(2) be deemed to be three percent for risks moved from a tier to a higher-rated tier.