Va. Code § 6.2-434
Current with changes from the 2024 legislative session through ch. 845
An open-end credit plan, as defined in § 6.2-300, between a bank or savings institution and an obligor, or any plan which permits an obligor to avail himself of the credit so established, shall be governed solely by federal law, and by the laws of the Commonwealth, unless otherwise expressly agreed in writing by the parties.
Va. Code § 6.2-434