Va. Code § 38.2-128
Current with changes from the 2024 legislative session through ch. 845
"Mortgage guaranty insurance" means indemnifying lenders against financial loss arising from nonpayment of principal, interest, or other sums due under the terms of any evidence of indebtedness secured by a mortgage, deed of trust, or other instrument constituting a lien or charge on real property.
Va. Code § 38.2-128