Va. Code § 38.2-118
Current with changes from the 2024 legislative session through ch. 845
"Property damage liability insurance" means insurance against legal liability of the insured, and against loss, damage or expense incident to a claim of such liability, arising out of the loss or destruction of, or damage to, the property of any other person, but not including any class of insurance specified in § 38.2-117 or § 38.2-119.
Va. Code § 38.2-118