Section 5-203 - Active life reserves for health insurance policies(a) An insurer shall maintain active life reserves for all health insurance policies.(b) The active life reserves: (1) shall place a sound value on the insurer's liabilities under the health insurance policies;(2) may not be less than the reserves required by the appropriate standards set forth in regulations that the Commissioner adopts; and(3) in the aggregate, may not be less than the pro rata gross unearned premiums for the health insurance policies.