Section 19-107 - Refusals to issue or renew insurance because of location(a) An insurer may not refuse to issue or renew a contract of motor vehicle insurance, property insurance, or casualty insurance solely because the subject of the risk or the applicant's or insured's address is located in a certain geographic area of the State unless: (1) at least 60 days before the refusal, the insurer has filed with the Commissioner a written statement designating the geographic area; and(2) the designation has an objective basis and is not arbitrary or unreasonable.(b) A statement filed with the Commissioner under this section is a public record.