Section 15-1409 - Nonrenewal of plans(a) In this section, "product" means a discrete package of health benefits that are offered using a particular product network type within a geographic service area.(b) A carrier that elects not to renew all of a particular product in the State shall: (1) provide notice of the nonrenewal at least 90 days before the date of the nonrenewal to each affected: (2) offer to each affected plan sponsor the option to purchase any other health insurance coverage currently being offered by the carrier; and(3) act uniformly without regard to the claims experience of any affected plan sponsor, or any health status-related factor of any affected individual.(c) A carrier may elect not to renew all group health benefit plans in the State.(d) When a carrier elects not to renew all group health benefit plans in the State, the carrier: (1) shall give notice of its decision to the affected individuals at least 180 days before the effective date of nonrenewal;(2) at least 30 working days before that notice, shall give notice to the Commissioner; and(3) may not write new business for groups in the State for a 5-year period beginning on the date of notice to the Commissioner.(e) A health maintenance organization need not offer coverage to an individual who does not live, reside, or work within the health maintenance organization's approved service areas.(f) A carrier may make a uniform modification of coverage for a product only at the time of renewal of a health benefit plan.(g) A carrier will not be considered to have elected not to renew all group health benefit plans in the State if the carrier complies with 45 C.F.R. § 147.106(d)(3).Amended by 2017 Md. Laws, Ch. 720,Sec. 1, eff. 6/1/2017.Amended by 2015 Md. Laws, Ch. 363,Sec. 1, eff. 5/12/2015.