Section 10-120 - Temporary licenses(a) Without regard to the education, experience, or examination requirements of this subtitle, the Commissioner may issue a temporary license to act as an insurance producer to an individual if the individual: (1) is otherwise qualified; and(2) is: (i) the surviving spouse, next of kin, personal representative, or appointee of the personal representative, of a deceased insurance producer;(ii) the spouse, next of kin, employee, or legal guardian of a mentally or physically disabled insurance producer; or(iii) an employee of a firm, or an officer or employee of a corporation, of a deceased or disabled insurance producer.(b) Before a person acts as a temporary insurance producer in the State, the person must obtain: (1) a temporary license in the kind or subdivision of insurance for which the person intends to act as an insurance producer; and(2) if applicable, an appointment from an insurer.(c) An applicant for a temporary license shall:(1) file with the Commissioner an application on the form that the Commissioner provides; and(2) pay to the Commissioner the applicable fee required by § 2-112 of this article.(d) Within 30 days after the date an application is received, the Commissioner shall: (1) issue a temporary license to the applicant; or(2) refuse in writing to issue a temporary license, stating the reasons for the refusal.(e) A temporary license issued under subsection (a) of this section expires 15 months after its effective date.