Subtitle 5 - RETAIL CREDIT ACCOUNTS
- Section 12-501 - Definitions
- Section 12-502 - Application of subtitle
- Section 12-503 - Establishment of account
- Section 12-504 - Maximum finance charge - In general
- Section 12-505 - Maximum finance charge - Closed end account
- Section 12-505.1 - Maximum finance charge - Closed end account - Refinancing at higher rate
- Section 12-505.2 - Maximum finance charge - Closed end account - Change in finance charge during term of account prohibited
- Section 12-505.3 - Maximum finance charge - Closed end account - Balloon payment prohibited
- Section 12-506 - Maximum finance charge - Open end account
- Section 12-506.1 - Credit balances
- Section 12-506.2 - Limitations upon changes in rate applicable to open end account
- Section 12-507 - Note taken as part of account
- Section 12-508 - Attorney's fees
- Section 12-509 - Discount to consumer paying cash
- Section 12-510 - Failure to answer status inquiry
- Section 12-511 - Billing statement inquiry
- Section 12-511.1 - Charge for reply to inquiry
- Section 12-512 - Waiver by buyer invalid
- Section 12-513 - Violation of subtitle
- Section 12-514 - Jurisdiction of Commissioner of Financial Regulation
- Section 12-515 - Penalties