Subtitle 1 - INTEREST AND USURY
- Section 12-101 - Definitions
- Section 12-101.1 - Applicable provisions governing loans
- Section 12-102 - General legal rate of interest
- Section 12-103 - Other permitted rates of interest; licensing requirements
- Section 12-104 - Interest not considered usurious
- Section 12-105 - Charges not considered interest
- Section 12-106 - Statements to be furnished by lender
- Section 12-106.1 - Requiring false statement that loan is commercial loan
- Section 12-107 - Computing interest rate if charge assessed at inception of loan
- Section 12-108 - Points prohibited; exceptions; charges which lenders may impose
- Section 12-109 - Interest on escrow accounts; statement of balance
- Section 12-109.1 - Use of escrow account funds for certain purposes prohibited
- Section 12-109.2 - Management of escrow accounts; lender's bankruptcy; fees and charges
- Section 12-110 - Effect of assignment on usurious loan or contract
- Section 12-111 - Limitation of actions
- Section 12-112 - Usury not available against bona fide assignee
- Section 12-113 - Discrimination prohibited
- Section 12-114 - Penalties
- Section 12-114.1 - Covered loan prohibitions
- Section 12-115 - Repossession of goods securing loan
- Section 12-116 - Refinancing of loan at higher rate
- Section 12-117 - Compliance with Section 14-1302
- Section 12-118 - Change in rate of interest or finance charge during term of obligation
- Section 12-119 - Real property closing costs
- Section 12-120 - When borrower required to pay for services of lender's attorney
- Section 12-121 - Lender's inspection fees
- Section 12-122 - Violations
- Section 12-123 - Insurance binders
- Section 12-124 - Property insurance coverage
- Section 12-124.1 - Homeowner equity protection
- Section 12-125 - Financing agreements
- Section 12-126 - Prepayment of outstanding unpaid indebtedness
- Section 12-127 - Lender to consider homeowner's ability to repay loan