Current through 2024 Act No. 225.
(A) Notwithstanding another provision of law, a long-term care insurance policy issued in this State, may not:(1) decline or limit coverage of a person under any long-term care insurance policy solely due to the status of such person as a living organ donor;(2) preclude an insured from donating all or part of an organ as a condition of continuing to receive a long-term care insurance policy; or(3) discriminate in the offering, issuance, cancellation, amount of such coverage, price, or any other condition of a long-term care insurance policy for a person, based solely and without any additional actuarial risks upon the status of such person as a living organ donor.(B) The Department of Insurance may take actions to enforce subsection (A) as authorized under this title.(C) For purposes of this section:(1) "Long-term care insurance policy" means a contract for which the only insurance protection provided under the contract is coverage of qualified long-term care services.(2) "Living organ donor" means an individual who has donated all or part of an organ and is not deceased.Added by 2024 S.C. Acts, Act No. 126 (HB 3255),s 5, eff. 5/13/2024.