Section 15-3-20 - General rule as to time for commencement(A) Civil actions may only be commenced within the periods prescribed in this title after the cause of action has accrued, except when, in special cases, a different limitation is prescribed by statute.(B) A civil action is commenced when the summons and complaint are filed with the clerk of court if actual service is accomplished within one hundred twenty days after filing.2002 Act No. 281, Section 1; 1870 (14) 444 Section 97; Civ. P. '02 Section 94; Civ. P. '12 Section 119; Civ. P. '22 Section 313; 1932 Code Section 356; 1942 Code Section 356; 1952 Code Section 10-102; 1962 Code Section 10-102.