Chapter 19 - CONSUMER FINANCE
- Section 5-19-1 - Definitions
- Section 5-19-1.1 - Legislative findings
- Section 5-19-3 - Maximum finance charges; contracting for minimum finance charge; alternate per month computed finance charge
- Section 5-19-4 - Additional charges for default or deferral; prepayment; renewal or refinancing; real property transactions
- Section 5-19-5 - Acceptance of negotiable instruments as evidence of consumer debt
- Section 5-19-6 - Copies of instruments signed by debtors to be furnished to debtors; required statement in contracts, etc.; limitation on disclosure requirements; intent, applicability of limitation
- Section 5-19-7 - Right to refinance amount of certain scheduled payments
- Section 5-19-8 - Assignee of seller subject to claims and defenses of buyer
- Section 5-19-9 - Application of payments when buyer indebted to same seller for two or more consumer credit sales
- Section 5-19-10 - Contract provisions for attorney's fees
- Section 5-19-12 - Buyer's right to cancel home solicitation sale
- Section 5-19-13 - Repossession or acceptance of surrender of goods priced at one thousand dollars or less
- Section 5-19-14 - Rebates or discounts, etc., as inducement for aiding sale to another prohibited
- Section 5-19-15 - Garnishment
- Section 5-19-16 - Refusal by court to enforce unconscionable agreement
- Section 5-19-17 - Inducing obligation on more than one contract in order to obtain higher finance charge prohibited; consolidation of existing precomputed consumer credit transaction contract and subsequent precomputed consumer credit transaction
- Section 5-19-18 - Installment payment of debt of one thousand dollars or less
- Section 5-19-19 - Liabilities of creditor making excess finance charge; failure to obtain license; damages for deliberate violation or reckless disregard; written notice of violations; oral statements not admissible; fiduciary duty not created
- Section 5-19-20 - Insurance
- Section 5-19-21 - Administrator authorized to make rules and regulations; filing notice of intended action with Legislative Reference Service; transactions entered into after May 20, 1996
- Section 5-19-22 - License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Required; exceptions; application; investigation; standards for issuance; hearing; licensing under Small Loan Act; fees; participation in Nationwide Mortgage Licensing System and Registry
- Section 5-19-23 - License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Revocation or suspension
- Section 5-19-24 - Examinations and investigations of licensees by administrator
- Section 5-19-25 - Cease and desist orders by administrator; penalties for violation of this chapter; right to counsel at hearing; judicial review
- Section 5-19-26 - Appeals to circuit court from order of administrator; appeals from decision of circuit court
- Section 5-19-29 - Injunctions
- Section 5-19-30 - Penalty for violations
- Section 5-19-31 - Nonapplicability of chapter to certain transactions; certain laws not repealed or amended
- Section 5-19-32 - Service contracts
- Section 5-19-33 - Account maintenance fee