A disability policy shall contain a provision which shall be in the form set forth herein.
Physical Examinations and Autopsy: The insurer at its own expense shall have the right and opportunity to examine the person of the insured when and as often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law.
Ca. Ins. Code § 10350.10