Article 2.1 - ACCELERATED DEATH BENEFITS
- Section 10295 - Selling or marketing benefit as or providing coverage for health, accident or long-term care insurance prohibited
- Section 10295.1 - Requirements of accelerated death benefit
- Section 10295.2 - Life insurance contract with accelerated death benefit submitted for approval
- Section 10295.3 - Disclosure included with filing for approval and given to each applicant
- Section 10295.4 - Actuarial memorandum filed with commissioner
- Section 10295.5 - Applications or forms supporting applications
- Section 10295.6 - Statement sent to policyholder or certificate holder and irrevocable beneficiary showing effect of payment of benefit
- Section 10295.7 - Premium charge or cost of insurance charge required for benefit
- Section 10295.8 - Right to return benefit and refund of premium
- Section 10295.9 - Sale involving replacement of life insurance or long-term care insurance policy
- Section 10295.10 - Cancellation, nonrenewal or termination on grounds of age prohibited; termination or increased premium due to divorce prohibited
- Section 10295.11 - Advertisements
- Section 10295.12 - Agents able to describe differences between accelerated death benefits and long-term care insurance
- Section 10295.13 - Twisting; high pressure tactics; cold lead advertising
- Section 10295.14 - Compliance with sections 10113.71 and 10113.72; waiver of premium benefit; premium default protection options
- Section 10295.15 - Renewable for life of underlying life policy
- Section 10295.16 - Benefits for qualifying event while benefit in force not prejudiced by termination
- Section 10295.17 - Failure to conform to article's requirements
- Section 10295.18 - Exclusion of coverage by type of illness, treatment, medical condition or accident
- Section 10295.19 - Right to appeal to insurer decision regarding benefit eligibility
- Section 10296 - [Repealed]