Section 1785.27 - [Effective 1/1/2025] No disclosure of medical debt information to credit agency(a) A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.(b) A medical debt is void and unenforceable if a person knowingly violates this section by furnishing information regarding the medical debt to a consumer credit reporting agency.(c)(1) On or after July 1, 2025, it is unlawful to enter into a contract creating a medical debt that does not include the following term: "A holder of this medical debt contract is prohibited by Section 1785.27 of the Civil Code from furnishing any information related to this debt to a consumer credit reporting agency. In addition to any other penalties allowed by law, if a person knowingly violates that section by furnishing information regarding this debt to a consumer credit reporting agency, the debt shall be void and unenforceable."
(2) A contract entered into on or after July 1, 2025, that does not include the term described in paragraph (1) is void and unenforceable.(d) A violation of this section by a person holding a license or permit issued by the state shall be deemed to be a violation of the law governing that license or permit.Added by Stats 2024 ch 520 (SB 1061),s 4, eff. 1/1/2025.