Section 20-1542 - Capital and surplusA. A mortgage guaranty insurance company shall not transact the business of mortgage guaranty insurance unless:1. If a stock insurance company, it has paid in capital of at least one million dollars and paid in surplus of at least one million dollars.2. If a mutual insurance company, it has a minimum initial surplus of two million dollars.B. A stock company or a mutual company shall at all times thereafter maintain a minimum policyholders' surplus of at least one million five hundred thousand dollars.