Ill. R. Cir. Ct. Lake Cnty. 7-2.08

As amended through September 23, 2024

Rule 7-2.08 - Housing Counseling

A. When a Homeowner schedules the initial Housing Counseling appointment, the Agency shall notify the Coordinator of the date of the appointment and the date the appointment was scheduled.

B. During Housing Counseling, the Homeowner shall complete a Program Application Packet.

C. During the additional forty-five day stay, the Agency shall provide foreclosure counseling and assist the Homeowner in completing a loss mitigation package. Once the package is complete, the Agency shall provide a copy of the package to the Lender or the Lender's representative. The Lender must promptly acknowledge receipt of the information and must promptly review it. No other participant shall attend the Housing Counseling Appointment, nor shall the attorney of any other participant.

D. Plaintiff shall review the loan modification packet and submit the Plaintiff's Checklist to the Coordinator within forty-five days of receipt.

E. If a participant fails to cooperate with the Agency, the Agency shall issue a Non-Cooperation Report to the Coordinator.

F. The Homeowner may withdraw from the Mortgage Foreclosure Mediation Program at any time. The Agency shall notify the Coordinator of such withdrawals.

Ill. R. Cir. Ct. Lake Cnty. 7-2.08

Amended effective 10/24/2016.