(a) No insurer may offer a long-term care insurance policy unless the insurer also offers to the policyholder the option to purchase a policy that provides for benefit levels to increase with benefit maximums or reasonable durations which are meaningful to account for reasonably anticipated increases in the costs of long-term care services covered by the policy. Insurers must offer to each policyholder, at the time of purchase, the option to purchase a policy with an inflation protection feature no less favorable than one of the following:
(b) Where the policy is issued to a group, the required offer in subsection (a) above shall be made to the group policyholder; except, if the policy is issued to a group defined in W.S. 26-38-103(D) other than to a continuing care retirement community, the offering shall be made to each proposed certificate holder.
(c) The offer in subsection (a) above shall not be required of expense incurred long-term care insurance policies.
(d) Insurers shall include the following information in or with the outline of coverage: An insurer may use a reasonable hypothetical, or a graphic demonstration, for the purposes of this disclosure.
044-37 Wyo. Code R. § 37-10