Appendix A -

Current through April 27, 2019

Appendix A -

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6 To include the earned premium for all years prior to as well as the 15th year prior to the current year.

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5 These loss ratios are not explicitly used in computing the benchmark loss ratios They are the loss ratios, on a policy year basis, which result in the cumulative loss ratios displayed on this worksheet They are shown here for informational purposes only

6 To include the earned premium for all years prior to as well as the 15th year prior to the current year.