(a) Regulation Z, as issued and amended as of October 1, 2011, by the Board of Governors of the Federal Reserve System to implement the Federal Truth in Lending Act, which is contained in Title I of the Consumer Credit Protection Act ( 15 U.S.C. 1601 et seq.) is hereby adopted as if fully set forth herein, except as otherwise set forth in this Chapter. Incorporation of the full text of Reg. Z in these Rules would be unduly cumbersome or expensive. These Rules do not include any later amendments or editions of Regulation Z past October 1, 2011. If any provision of Regulation Z is in conflict with the Code, the Code provision shall control. Copies of Reg. Z are available for public inspection at the Department of Audit, Division of Banking, 122 W. 25th Street, 3rd Floor East, Cheyenne, Wyoming 82002. Copies of Reg. Z are available at cost from the Department of Audit, Division of Banking.
(b) Except as otherwise provided herein, this Chapter applies to all persons who are creditors and to all persons who are lessors, as defined in these Rules.
021-2 Wyo. Code R. § 2-2