It is an unconscionable credit practice, pursuant to s. 426.108, Stats., for any credit grantor to issue a credit card in the name of any person under terms which purport to create the contractual liability of that person in any manner inconsistent with s. DFI-WCA1.351 unless the person to be held liable personally requested the creditor to issue the card and open the account.
Wis. Admin. Code Department of Financial Institutions DFI-WCA 1.86