The term "penalty" as used in s. 426.104(4) (a), Stats., is limited to those statutory penalties referred to in ss. 425.302(1) (a), 425.303(1), 425.304(1), 425.305(1) and 426.301, Stats., and does not preclude a customer from obtaining judgment for actual damages sustained.
Wis. Admin. Code Department of Financial Institutions DFI-WCA 1.81