W. Va. Code R. § 114-25-15

Current through Register Vol. XLI, No. 45, November 8, 2024

Section 114-25-15 - Prohibited Practices; Voidable Contracts

15.1. A public adjuster shall not solicit or attempt to solicit employment during progress of a loss-producing occurrence nor while the fire department or its representatives are engaged at the damaged premises.

15.2. A public adjuster shall not collect or attempt to collect a fee or charge from a repair contractor for obtaining repair work for the contractor.

15.3. A public adjuster shall not advance money or any other valuable thing to an insured pending adjustment of a claim.

15.4. A public adjuster shall not provide his or her services to a client until the adjuster has contracted in writing with the insured or his or her authorized representative. A contract which is executed within forty-eight hours after conclusion of the loss producing occurrence shall be voidable at the option of the insured for ten days after execution of the contract. The written contract shall constitute the entire agreement between the adjuster and the insured and shall disclose all fees to be charged the insured by the public adjuster. A copy of the contract shall be given to the insured when the contract is executed.

W. Va. Code R. § 114-25-15