No insurer that has covered policies as to which this rule applies, as set forth in section 1.1 of this rule, shall take any action or series of actions, or enter into any transaction or arrangement or series of transactions or arrangements if the purpose of such action, transaction or arrangement or series thereof is to avoid the requirements of this rule, or to circumvent its purpose and intent, as set forth in section 1.1 of this rule.
W. Va. Code R. § 114-102-5