Browse as ListSearch Within- Section 208-620-230 - Do I need a consumer loan license to lend money, extend credit, service or modify the terms of residential mortgage loans, or service student education loans?
- Section 208-620-231 - Who must have a consumer loan license to service residential mortgage loans secured by Washington residential real estate or obligating Washington residents?
- Section 208-620-232 - Can I make a small number of residential mortgage loans without being licensed at the company level?
- Section 208-620-234 - Must a company that provides loan processing or underwriting services on residential mortgage loans be licensed under the Consumer Loan Act?
- Section 208-620-235 - When making loans, is there a maximum rate of interest allowed under the act?
- Section 208-620-240 - [Repealed] Once I am licensed, does the act apply to all loans I broker or make?
- Section 208-620-250 - Is my company required to have a licensed location in the state of Washington?
- Section 208-620-251 - Are there any additional requirements for out-of-state licensees?
- Section 208-620-260 - If I am licensed under the Consumer Loan Act, can I broker residential mortgage loans in the state of Washington?
- Section 208-620-271 - Do I need a license to assist a homeowner with a residential mortgage loan modification?
- Section 208-620-280 - How do I apply for a consumer loan license?
- Section 208-620-281 - What will happen if my license application is incomplete?
- Section 208-620-282 - How do I withdraw my application for a license?
- Section 208-620-284 - What are my rights if the director denies my application for a license?
- Section 208-620-290 - What fees must I pay for my application for a consumer loan license?
- Section 208-620-300 - If I want to operate my business from more than one location, do I have to license each location?
- Section 208-620-301 - If I make residential mortgage loans and employ managers, must they license individually as mortgage loan originators?
- Section 208-620-310 - Is it necessary to license an office that is only providing underwriting and other back-office services?
- Section 208-620-320 - What is the amount of the surety bond required for my consumer loan license?
- Section 208-620-321 - What are the capital requirements for a nondepository residential mortgage loan servicer applicant and licensee servicing loans guaranteed by one or more government sponsored entity (GSE) and/or government corporation?
- Section 208-620-322 - What are the capital requirements for a nondepository residential mortgage loan servicer applicant or licensee servicing loans not guaranteed by a government sponsored entity (GSE) and/or government corporation?
- Section 208-620-324 - What are the capital requirements for a student education loan servicer?
- Section 208-620-325 - [Repealed] What will my bond amount be in the first year of licensing?
- Section 208-620-327 - How often will my bond amount change?
- Section 208-620-328 - For purposes of the annual assessment and surety bond calculation, how often must I report my Washington activity?
- Section 208-620-330 - Does the surety bond need to reflect coverage for licensee and its W-2 employees and independent contractors?
- Section 208-620-340 - Do I have any alternative to maintaining a surety bond?
- Section 208-620-341 - If I originate residential mortgage loans and my company relies on the bond substitute, must my licensed mortgage loan originators obtain an individual bond?
- Section 208-620-350 - If I qualify to use a bond substitute in lieu of a surety bond, what documentation do I have to provide to the department?
- Section 208-620-360 - What if I use a bond substitute and my unimpaired capital falls below the minimum?
- Section 208-620-370 - What are the grounds for denying or conditioning my consumer loan company license application?
- Section 208-620-371 - May I employ someone to work with Washington residents or Washington property who has been convicted of a gross misdemeanor or felony, or who has had a financial services-related license revoked or suspended?
- Section 208-620-372 - Am I responsible for the actions of my employees and independent contractors?
- Section 208-620-373 - What happens to residential mortgage loans in the pipeline if a mortgage loan originator leaves my company?
- Section 208-620-374 - What action must I take in the NMLS if I fire a residential mortgage loan originator or if a residential mortgage loan originator quits?
- Section 208-620-378 - Knowledge of the law and rules
- Section 208-620-400 - Can I share an office with another business?
- Section 208-620-420 - May I transact my company business in a name other than the name on my company license?
- Section 208-620-425 - May I transfer or assign my license?